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  • Home
  • Get Pre-Qualified
  • Calculators
  • Do's & Dont's
  • Forms
  • Application Checklist
  • About
  • Video Library
  • Contact
Mortgage Loan Application Checklist
In general, the proper documentation you will need to file a complete mortgage application includes:

  • Property Information
Purchase Agreement.
Copy of MLS sheet.
If you are selling your current home, copy of listing contract.
If you have sold your current home, copy of settlement statement (HUD-1).

  • Income & Assets
2 current Pay stubs from the last 30 days.
For the past two years:
Names and addresses, phone of each employer.
2yrs W-2s (or 1099's if any)

2months Statements for each bank, mutual fund, and/or investment account.
If you have made any large deposits to your accounts:
Explanation and source for deposit.

If large deposit was a gift:
Signed gift letter (we can supply form).
Copy of gift check.
Copy of deposit receipt.

If you own more than 25% of a business:
Corporate or partnership tax returns.

If self-employed:
Tax returns for the last two years (with schedules).
Year-to-Date Profit and Loss Statement.

If you own rental property:
Tax returns for the last two years and current rental agreements.

If you are retired:
Pension Award Letter.

If you receive Social Security:
Social Security Award Letter.

If you are counting child support as income:
Copy of divorce settlement.
Copy of twelve months of cancelled child support checks or other supporting documentation such as monthly court statement.

  • Credit
Explanation of credit report anomalies, including:
Any paid collection accounts
Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

  • VA Loans
Copy of DD Form 214, Report of Separation.

  • Miscellaneous
Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.

Click here to start your online mortgage application now for property located in NH or MA.

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